Comments on: Pet insurance guide http://www.thatmutt.com/2009/02/25/pet-insurance-guide-2/ a dog blog Fri, 19 Mar 2010 03:11:25 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Lindsay Stordahl http://www.thatmutt.com/2009/02/25/pet-insurance-guide-2/#comment-21381 Lindsay Stordahl Thu, 04 Feb 2010 14:06:31 +0000 http://www.thatmutt.com/?p=2775#comment-21381 Check into 24PetWatch Pet Insurance. Check into 24PetWatch Pet Insurance.

]]> By: Bobbi Miklos http://www.thatmutt.com/2009/02/25/pet-insurance-guide-2/#comment-21361 Bobbi Miklos Thu, 04 Feb 2010 01:34:59 +0000 http://www.thatmutt.com/?p=2775#comment-21361 Thanks for this great information! Very informative, and I think you have answered the question I was looking for. I have a 10 year old dog with pre-existing condition, so I think I'm out of luck on getting insurance for her. Especially on my social security income! Thanks again. Thanks for this great information! Very informative, and I think you have answered the question I was looking for. I have a 10 year old dog with pre-existing condition, so I think I’m out of luck on getting insurance for her. Especially on my social security income! Thanks again.

]]> By: Lindsay Stordahl http://www.thatmutt.com/2009/02/25/pet-insurance-guide-2/#comment-11700 Lindsay Stordahl Wed, 24 Jun 2009 02:43:21 +0000 http://www.thatmutt.com/?p=2775#comment-11700 Yep, that pretty much sums it up! Pet insurance is a good option for some, but make sure to do your research first! Yep, that pretty much sums it up! Pet insurance is a good option for some, but make sure to do your research first!

]]> By: Jack Stepongzi http://www.thatmutt.com/2009/02/25/pet-insurance-guide-2/#comment-11697 Jack Stepongzi Wed, 24 Jun 2009 00:52:08 +0000 http://www.thatmutt.com/?p=2775#comment-11697 Pet insurance has been increasing in popularity recently, due in large part to the advances of veterinary science. Vets today can offer treatments and procedures that were unheard of just a few years ago, such as radiation therapy, transplants, and MRIs. However, these new treatments are not cheap; veterinary costs have risen over 70% in the past five years, to over $19 billion last year. Pet health policies are similar to human insurance policies; annual premiums, deductibles, and various coverage based upon what the owner chooses. Most plans also have co-pays and caps that limit how much will be paid out anually. Items to be aware of: Some policies won't cover older pets Certain breeds are excluded from coverage Pre-existing conditions are normally excluded Most insurers offer a multi-pet discount Policy costs vary widely, depending on the animal and the different packages that the owner can choose. Some packages are comprehensive, including such things as annual checkups and vaccinations, spaying/neutering, death benefits and even reimbursement for offering a reward for lost pets. Other plans cover only accidents and illness. Pet insurance has been increasing in popularity recently, due in large part to the advances of veterinary science. Vets today can offer treatments and procedures that were unheard of just a few years ago, such as radiation therapy, transplants, and MRIs. However, these new treatments are not cheap; veterinary costs have risen over 70% in the past five years, to over $19 billion last year.

Pet health policies are similar to human insurance policies; annual premiums, deductibles, and various coverage based upon what the owner chooses. Most plans also have co-pays and caps that limit how much will be paid out anually.

Items to be aware of:

Some policies won’t cover older pets
Certain breeds are excluded from coverage
Pre-existing conditions are normally excluded
Most insurers offer a multi-pet discount

Policy costs vary widely, depending on the animal and the different packages that the owner can choose. Some packages are comprehensive, including such things as annual checkups and vaccinations, spaying/neutering, death benefits and even reimbursement for offering a reward for lost pets. Other plans cover only accidents and illness.

]]> By: Lindsay Stordahl http://www.thatmutt.com/2009/02/25/pet-insurance-guide-2/#comment-8200 Lindsay Stordahl Tue, 03 Mar 2009 14:36:20 +0000 http://www.thatmutt.com/?p=2775#comment-8200 I'm glad your dogs are doing well, Amy. Thanks for visiting my blog. I’m glad your dogs are doing well, Amy. Thanks for visiting my blog.

]]> By: Amy http://www.thatmutt.com/2009/02/25/pet-insurance-guide-2/#comment-8182 Amy Tue, 03 Mar 2009 04:14:51 +0000 http://www.thatmutt.com/?p=2775#comment-8182 I tried to get pet insurance for my collie, but she was found as a stray and had heartworms when I adopted her, so the burden of proof for preexisting conditions was pretty high (had to prove no heart damage through xrays, etc). As it turns out she's almost nine and she's been very healthy the whole time I've had her. I never did get the insurance but I am financially able to care for her medical needs now out of pocket if something happened (and now for our mutt too!). I tried to get pet insurance for my collie, but she was found as a stray and had heartworms when I adopted her, so the burden of proof for preexisting conditions was pretty high (had to prove no heart damage through xrays, etc). As it turns out she’s almost nine and she’s been very healthy the whole time I’ve had her. I never did get the insurance but I am financially able to care for her medical needs now out of pocket if something happened (and now for our mutt too!).

]]> By: Lindsay Stordahl http://www.thatmutt.com/2009/02/25/pet-insurance-guide-2/#comment-8070 Lindsay Stordahl Fri, 27 Feb 2009 16:50:40 +0000 http://www.thatmutt.com/?p=2775#comment-8070 I'm with you. I've given it thought but have never actually done it. Not sure what is up with my RSS. Thanks for letting me know about it though. I’m with you. I’ve given it thought but have never actually done it. Not sure what is up with my RSS. Thanks for letting me know about it though.

]]> By: the three dog blogger http://www.thatmutt.com/2009/02/25/pet-insurance-guide-2/#comment-8067 the three dog blogger Fri, 27 Feb 2009 16:07:37 +0000 http://www.thatmutt.com/?p=2775#comment-8067 Um, got my copy and paste a little mixed when I put in my url for my last post. Sorry about that. Um, got my copy and paste a little mixed when I put in my url for my last post. Sorry about that.

]]> By: the three dog blogger http://www.thatmutt.com/2009/02/25/pet-insurance-guide-2/#comment-8066 the three dog blogger Fri, 27 Feb 2009 16:01:24 +0000 http://www.thatmutt.com/?p=2775#comment-8066 Great comprehensive post. It is something I have thought about but never actually done. I guess I just try to be an optimist but we all know that over the years keeping Dogs costs a fortune. Oh, and your rss feed finally came back. Great comprehensive post.

It is something I have thought about but never actually done. I guess I just try to be an optimist but we all know that over the years keeping Dogs costs a fortune.

Oh, and your rss feed finally came back.

]]> By: Lindsay Stordahl http://www.thatmutt.com/2009/02/25/pet-insurance-guide-2/#comment-8047 Lindsay Stordahl Thu, 26 Feb 2009 23:35:26 +0000 http://www.thatmutt.com/?p=2775#comment-8047 Thank you Chris. I had the number wrong. Fixed now. Thank you Chris. I had the number wrong. Fixed now.

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